‘Buyer Resources’ Articles
Buy a home in Western New York, information regarding purchasing a WNY home for first-time and experienced home buyers.
Buffalo Buyer Resources
Buy a home in Western New York, information regarding purchasing a Buffalo home for first-time and experienced home buyers.
Written by Colleen Kulikowski on 01 September 2010
I happened upon an interesting program the other day that I thought might be of interest to some Buffalo home buyers. Making Houses Homes program is a resource to those Buffalo communities and residents to improve and assist buyers who purchase in certain target areas. [Continue]
Written by Colleen Kulikowski on 30 August 2010
Buyers Remorse – Do you have it? What did we just do? It is a question that many 1st time home buyers and even people that are moving from one home to another ask themselves. They suddenly find themselves very worried about the future that it is going to take 30 years to pay off [Continue]
Written by Colleen Kulikowski on 29 August 2010
Before you commit to a Western New York lender, here are a series of questions you should ask them. Next to selecting your Real Estate Professional, the most important thing you need to select is your Mortgage Professional. [Continue]
Written by Colleen Kulikowski on 29 August 2010
In the Real Estate Industry we have this tool called the MLS. The MLS stands for Multiple Listing Service. All members of the Buffalo Niagara Association of Realtors have access to this tool. We hope that each member takes time to review their listings to ensure that they are complete and full of information — [Continue]
Written by Colleen Kulikowski on 28 August 2010
You are considering a home purchase but you are lost and confused. You can't seem to find the answers you need to start the process. The most important thing to remember is that you can't purchase a home unless you can purchase a home with cash or qualify for a mortgage.
So to start the process, you must begin with your finances... [Continue]
Written by Colleen Kulikowski on 21 August 2010
I write about For Sale By Owners to hopefully assist them in the process of selling their homes. I do it for free, giving advice to assist them in the process. I figure that by doing so I will provide information that will prove my abilities, and when they are ready, they will call me for assistance.
So it's pretty common knowledge that [Continue]
Written by Colleen Kulikowski on 19 August 2010
Is Bigger Really Better? A new home represents the largest investment for many people in their lives. Western New Yorkers are conservative in nature and many times they stay in the home longer than the national average of 3-5 years. Last year I was involved with more than one sale that the people had [Continue]
Written by Colleen Kulikowski on 18 August 2010
What is Earnest Money Deposit? When you write an offer to purchase your Western New York dream home you will place an “earnest money” deposit. This deposit shows the seller that you’re serious about the offer to purchase the property. The amount of earnest money deposit varies based on the type of property being purchased. [Continue]
Written by Colleen Kulikowski on 17 August 2010
Fannie Mae and Freddie Mac are publicly-owned agencies overseen by the Federal Government. Fannie and Freddie have very simple and direct mission statements: To make sure that mortgage monies are available to homeowners who are looking for cost-effective home loans. Western New York homeowners do not borrow directly from these agencies. Instead, [Continue]
Written by Colleen Kulikowski on 16 August 2010
“What separates the winners from the losers is how a person reacts to each new twist of fate.” Donald Trump Real Estate is an interesting business. David Podgursky made an excellent point about the cost of not buying a home and his advice was: “If you’re buying a home – buy a house you LOVE. [Continue]
Written by Colleen Kulikowski on 14 August 2010
Just because the press is reporting all the negatives, there is a lot of positive things happening in Real Estate in WNY. So with the news media full of stories of how bad the Real Estate market is, how do you know it might be the perfect time to purchase a home in Western New York? Don’t forget that the purchase of a home is not any [Continue]
Written by Colleen Kulikowski on 01 August 2010
Need more reasons why to relocate to Buffalo NY? Perhaps you are considering relocation to the Greater Buffalo region and need more information. Let me assist you in the process of deciding Buffalo is right for you! Call me today (716) 743-5297 to find out more and receive my free customized Buffalo Relocation Guide for you.
You will be [Continue]
Written by Colleen Kulikowski on 01 August 2010
Every once in awhile I come across something that is funny... Here is an interesting home showing and humorous look at disclosure. [Continue]
Written by Colleen Kulikowski on 01 August 2010
You don't have to be a Yard Sale Queen to have a successful Garage Sale in Western New York. And with National Garage Sale Day coming up on August 10th it is a great time to start thinking about having a Garage Sale. There are a few things that you do in preparing for a Garage Sale that will make your life a lot easier. [Continue]
Written by Colleen Kulikowski on 27 July 2010
I hear it on a regular basis from Western New York Buyers: "I want a Great Real Estate deal!"
Makes you think of the popular TV game show "Let's Make A Deal!" There sometimes you get a flashy sports car, and sometimes you left with his and her bicycles or worse.
Much like the For Sale by Owners, WNY Buyers that try to go it alone without [Continue]