Erie County First-time Home Buyer Program 6

As of this time, this program is no longer in effect.

Assistance program for First time home buyers in Erie County

Can I get help purchasing a home?

I am asked frequently about Buyer Assistance programs for first-time home buyers.

There is a program that is sponsored by the Erie County Department of Environment and Planning to help eligible families become homeowners.

Funding provided by the US Department of Housing and Urban Development HOME program.

Criteria for Participation:

  1. Applicant must not have owned a home within the past three years unless one of the following apply:
    • the applicant is a single parent and owned a home with his or her former spouse when married, or resided in a home owned by the former spouse
    • the applicant owns and resides in a house that is not affixed to a permanent foundation
  2. The purchased property must be a single-family or two-family home.
  3. Purchase price must not exceed $107,000 for a single-family and $135,890 for a two-family home
  4. Property must be owner-occupied after purchase
  5. Property must be free of any lead-based pain hazards
  6. The property must satisfy HUD housing quality standards and local building code requirements
  7. The property must be located within Erie county excluding (and the villages therein):
    • City of Buffalo
    • Town of Amherst
    • Town of Cheektowaga
    • Town of Hamburg
    • Town of Tonawanda
  8. Household gross income must not exceed the income figures below:
    • 1 Person – $ 34,100
    • 2 Persons – $ 38,950
    • 3 Persons  – $ 43,850
    • 4 Persons  – $ 48,700
    • 5 Persons  – $ 52,600
    • 6 Persons   – $ 56,500
    • 7 Persons   – $ 60,400
    • 8+ Persons – $ 64,300

The Home Buyer must provide:

  1. A 1% down payment
  2. Additional down payment and closing costs determined by the lender

For more information:

Marie Pieczynski
Erie County Department of Environment and Planning
95 Franklin Street 10th Floor | Buffalo NY 14202
(716) 858-2733

Selection of Erie County Homes for Sale

Thinking of selling your Erie County home? Interested in finding out the current market value of your single family home, condo or investment property? Then call at (716) 650-0051 to discuss what is happening in today’s Western New York Real Estate Market. We would be happy to give you a personalized Comparative Market Analysis for your home or assist you to purchase a home. View additional WNY Market Area Statistics here.

What about one of these homes?


All Statistics are gathered from the Buffalo Niagara Association of REALTORS®.
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About Colleen Kulikowski, Associate Real Estate Broker (716) 650-0051

Colleen Kulikowski is an Associate Real Estate Broker with J. Philip Real Estate specializing in Western New York residential homes who doesn’t follow trends; she blazes new trails and is able to recognize industry trends and implement them to her client’s best interest. Colleen has created a unique following with one of the top local internet positions in the country generating thousands of leads for her team. Real Estate is a second career for Kulikowski who’s first career was in Information Technology and Data Warehousing working for such companies as Radio City Music Hall, Nabisco Foods and as a consultant in the Financial and Insurance industries. A strong background in technology and management provides her with keen analytical and sharp negotiating skills.