In today’s economic times with consumers finding it increasingly difficult to make ends meet, some may turn to short term Payday loans. Payday loan centers are popping up all over the country and they can be dangerous to your financial health. Whether you pledge your paycheck, tap your home equity or pawn valuables, you need to be careful. Loans are not at all the same, and some can create more financial problems than the one you want to solve.
Before you consider this option, the Federal Trade Commission recommends that you compare the loan fees, interest rate and other costs, of payday loans to other credit offers. Under the Truth in Lending Act, the cost of payday loans must be disclosed. Before you decide to take a loan, think twice about all advantages and disadvantages and don’t forget that disadvantages can be financial devastating to you.
For more information call Colleen Kulikowski
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