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‘First Time Home Buyers’ Articles

First Time Home Buyers

A home is an investment. When you rent, you write your monthly check and that money is gone forever. But when you own your home, you can deduct the cost of your mortgage loan interest from your federal income taxes, and usually from your state taxes. This will save you a lot each year, because the interest you pay will make up most of your monthly payment for most of the years of your mortgage. You can also deduct the property taxes you pay as a homeowner. In addition, the value of your home may go up over the years. Finally, you’ll enjoy having something that’s all yours – a home where your own personal style will tell the world who you are.

Clarence Homes For Sale $100,000 – $200,000

Clarence Homes For Sale $100,000 – $200,000

Clarence NY is a popular community for many home buyers looking for a little more land yet still be very close to all the conveniences of the City of Buffalo.   According to the community website: Since its establishment, Clarence has progressed from an isolated, heavily forested wilderness inhabited by a few sturdy pioneers to a [Continue]

Amherst/Williamsville Homes For Sale $100,000 – $200,000

Amherst/Williamsville Homes For Sale $100,000 – $200,000

In Amherst and Williamsville there are many wonderful homes for sale.   We are looking at a specific price range of $100,000 – $200,000 for this report.    There are many home buyers looking for homes in this range.   Current Market Conditions – Amherst $100-200k April 22, 2014 There are 103 active listings with an average [Continue]

Lewiston Homes – $100,000 to $200,000

Lewiston Homes – $100,000 to $200,000

Lewiston Homes between $100,000 and $200,000 current market conditions: April 22, 2014 There are 24 active listings with an average list price of $159,289 ranging from $105,000 to $260,000 There are 6 pending/under contract sales and in the past 30 days there has been 5 closed sales with an average sold price of $132,270 spending [Continue]

North Tonawanda Homes For Sale $100,000-$200,000

North Tonawanda Homes For Sale $100,000-$200,000

There are times that it is helpful to look at the real estate market in segments in a community like specific price ranges, homes of a specific size or has features that some buyers are desire. Read Also: North Tonawanda Real Estate Market Report North Tonawanda Real Estate Market For the $100,000 to $200,000 price [Continue]

Where do I start?

Where do I start?

Finding your next home… 2 Find Your Home does not have to be a daunting task. It should be a time of great joy and does not have to take a long time. Often home buyers go it alone and do not narrow their criteria enough to find the right home. There are a lot [Continue]

NYSAR Housing Opportunities Foundation Grants

NYSAR Housing Opportunities Foundation Grants

The New York State Association of Realtors Housing Opportunities Foundation Individual Grant NYSAR Housing Opportunities Foundation Grants The New York State Association of Realtors Housing Opportunities Foundation, Inc. is an organization that was established to create and increase affordable housing opportunities for individuals to overcome the [Continue]

How is your home search going?

How is your home search going?

  I watch the trends and I have been here before. It is that calm before the storm. Western New York is seeing multiple offers on homes. Many homes are finally selling after long periods of no activity. There is a shortage of good listings available on the market. Interest rates are ticking upward, buyers [Continue]

Making Sure You Meet the Criteria for a Home Loan

Making Sure You Meet the Criteria for a Home Loan

Mortgage rates Mortgage rates are expected to stay below 5 percent for the remaining part of 2012. This is basically a continuation of what we saw in 2011. Average rates for a 30-year fixed mortgage remained below 5 percent the previous year. Though for the last four months of 2011, the rates hovered in the [Continue]

What did we just do?

What did we just do?

Buyers Remorse – Do you have it? What did we just do? It is a question that many 1st time home buyers and even people that are moving from one home to another ask themselves. They suddenly find themselves very worried about the future that it is going to take 30 years to pay off [Continue]

Tonawanda Real Estate Home Sales $100,000-200,000

Tonawanda Real Estate Home Sales $100,000-200,000

Current Market Conditions for Tonawanda 100-200K for single family homes March 24, 2014100 There are 130 active listings with an average list price of $135,066 ranging from $102,500 to $199,900 There are 90 pending/under contract with 13 closed sales in the past thirty days with an average sold price of $139,854 spending an average of [Continue]

If it seems too good to be true….

If it seems too good to be true….

Real Estate Investment is a Business Being a successful Real Estate investor in WNY (or anywhere for that matter) takes a lot of hard work. You cannot achieve it by just showing up, with little money or effort. Potential WNY investors call all the time from around the country. They heard from a friend of [Continue]

Orchard Park Single-family homes under $100,000

Orchard Park Single-family homes under $100,000

Orchard Park Single Family Homes under 100K March 23, 2014 There is one active listings of $46,900 There are two pending/under contract sales and in the past 30 days there has been no closed sales In 2013 there were 9 closed sales with an average sold price of $77,451 spending an average of 36 days [Continue]

Why buying a Foreclosure might not be in your best interest…

Why buying a Foreclosure might not be in your best interest…

With so many WNY homes and condos on the market at affordable prices one would think it should be really easy to find a home and get a great deal.  So why are so many first time buyers having trouble finding a home that suits their needs at a price they can afford?  FHA buyers [Continue]

What is PMI

What is PMI

What is Private Mortgage Insurance PMI is extra insurance that lenders require from most home buyers who obtain loans that are more than 80 percent of their new home’s value. In other words, buyers with less than a 20 percent down payment are normally required to pay PMI. Why do homeowners get saddled with private [Continue]

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