Show me how to own a home!
I want to own my own home! With all the Real Estate doom and gloom that the media keeps publishing, you may be thinking that it is absolutely impossible to purchase a home. The state of Real Estate market is not as...
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Loan Application Checklist for Buyers
If you are not purchasing your Western New York home outright with cash, part of that process is obtaining a Mortgage. Since applying for your Mortgage can be confusing, we have assembled a list of all the documents you will need...
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Five Biggest Real Estate Myths
discussing the Five Biggest Real Estate Myths. This is something that I think both Buyers and Sellers need to watch. I am always asked “Is this a good time to sell?” or “Should I purchase a home in WNY...
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Buyer Assistance Programs in Western New York
The American Dream – Home Ownership In an ideal world people would have all the money they need for a down payment on a home. There are times that potential home owners need assistance in purchasing a home in Western New...
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Comparables – What are they and why you should care!
This has been a week of lots of comparing of homes for sale for our team. We have been dealing them for both buyers and sellers. You might not think that Comparable Sales (comps) are all that important, but you really need...
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Is there really such a thing as the Perfect Home?
The Perfect Home vs. Nice Home in a Good Neighborhood The perfect home – the holy grail of house hunters today. Is it really possible to find a perfect home? Have home buyer expectations gone overboard? First,...
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MLS Frustration – Pending Sales
Is that home really still available? I hate looking like an idiot! And there are times that fellow Realtors actions do just that! Too often I go to show a listing on the MLS (Multiple Listing Service) and I call set up an...
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FHA Repairs – What really has to be fixed before closing?
FHA Repairs If you are applying for an FHA (Federal Housing Administration) loan, you will need to understand about repairs and how FHA requested repairs may affect your ability to close on the sale of the home. If you are...
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What is PMI
What is Private Mortgage Insurance PMI is extra insurance that lenders require from most home buyers who obtain loans that are more than 80 percent of their new home’s value. In other words, buyers with less than a 20...
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How to Select a Mortgage Professional in Western New York
Many buyers make a huge mistake when they select a Mortgage professional. They make the decision based on Interest Rate. But that is only one aspect of your decision. Questions to Ask Before you commit to a Western New...
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Why Hire a Buyer’s Broker in the purchase of a Buffalo Home
It is great fun for many Western New York buyers to search for the perfect home in WNY. They visit open houses, call listing agents to see homes that they find on the Internet. Many buyers mistake this as being in their...
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What the appliances are not included?
Over on a social network there has been a lengthy discussion regarding appliances and the sale of a home that I thought it would be important to discuss. This discussion was started by a home buyer that thought that the...
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Buffalo NY and the “Who knew” effect…
Who really wants to live in Buffalo?,/h2> A lot more people than you think are relocating to Buffalo, and for many varied reasons. Buffalo NY takes a lot of jokes about the snow and a lot of negative press with it being...
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Handyman Specials and Fixer uppers; are they good investments?
Handyman Specials and Fixer uppers – Are they good investments? There are many types of homes to purchase, brand new homes all perfect is what we dream about. But some of the best Buffalo homes may be less than perfect. ...
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Real Estate Explained | Home Owners Insurance
Once you sign the sales contract there are many details that have to happen. One such detail on your closing checklist is obtain Home Owner’s Insurance. What good is a sizable nest egg if it’s left unprotected?...
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