It is very important, especially with the credit tightening up not only in Western New York, but around the country. So if you are planning on obtaining a Mortgage to finance the purchase of your New Home in Niagara Falls, you should check it out before applying for a mortgage.
Read Also: Easy steps to save for the down payment for your new home!
Your Credit Report, should be clean. Your Mortgage Professional will run their own copy, but you need to get your own Credit Report to verify that it’s squeaky clean, and fix it if it’s not.
Read Also: How to Keep Your Mortgage Approval
Here is a list of places you can get a copy of your Credit Report and additional information regarding Credit Reports:
- Consumer Information About Credit Reports
- Equifax: 800-685-1111; www.equifax.com
- Experian: 888-EXPERIAN (888-397-3742); www.experian.com
- Trans Union: 800-916-8800; www.transunion.com
Read Also: Documents You Need to Apply for a Mortgage
Do You have the Credit Score Blues?
Thinking of selling your Erie County home? Interested in finding out the current market value of your single family home, condo or investment property? Then call www.BestBuffaloHomes.com at (716) 650-0051 to discuss what is happening in today’s Western New York Real Estate Market. We would be happy to give you a personalized Comparative Market Analysis for your home or assist you to purchase a home. View additional WNY Market Area Statistics here.
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All Statistics are gathered from the Buffalo Niagara Association of REALTORS®. Properties found on this Web site may be listed with a brokerage other than the owner of this site and are displayed here via the Internet Data Exchange (IDX) system of this broker’s MLS. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing nor displaying broker shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2012 Western New York Real Estate Information Services (WNYREIS), LLC. All rights reserved.
