It is very important, especially with the credit tightening up not only in Western New York, but around the country. So if you are planning on obtaining a Mortgage to finance the purchase of your New Home in Niagara Falls, you should check it out before applying for a mortgage.
Read Also: Easy steps to save for the down payment for your new home!
Your Credit Report, should be clean. Your Mortgage Professional will run their own copy, but you need to get your own Credit Report to verify that it’s squeaky clean, and fix it if it’s not.
Read Also: How to Keep Your Mortgage Approval
Here is a list of places you can get a copy of your Credit Report and additional information regarding Credit Reports:
- Consumer Information About Credit Reports
- Equifax: 800-685-1111; www.equifax.com
- Experian: 888-EXPERIAN (888-397-3742); www.experian.com
- Trans Union: 800-916-8800; www.transunion.com
Read Also: Documents You Need to Apply for a Mortgage
Do You have the Credit Score Blues?
If you have any questions, please feel free to call our office at (716) 743-5297 and we will be happy to assist you in the process or fill out the form below.
