The American Dream – Home Ownership
In an ideal world people would have all the money they need for a down payment on a home. There are times that potential home owners need assistance in purchasing a home in Western New York.
Read Also: Options for those without a down payment
But where does one start to look for that assistance in Western New York? There are lots of places to reach out for assistance in purchasing a home for sale. There are a variety of programs that will either assist you with your down payment on a WNY home or assistance with Mortgages and then there are Grant Programs that are available to qualified Western New York buyers.
Here is a resource list of programs available to Western New Yorkers. Know about a program that is not listed here? Please let us know so we can add it and assist other Western New York ! Of course you cannot purchase a home or determine your eligibility without a good Mortgage Professional to guide you through the process and work with you and your Realtor.
Down Payment Assistance and Mortgage Assistance Programs:
Read Also: Mortgage Information For Home Buyers
- HART – Allows you to buy a home with no money down.
- Nehemiah – Buy with no money down when combined with an FHA loan.
- Neighborhood Gold – This program no longer is in effect as of July 2007.
- Highland Community Revitalization Committee, Inc. in Niagara Falls. Contact their Director, William Dunn email him at: firstname.lastname@example.org call at (716) 282-2325
- FHA Loans – Government insured – allow you to buy a home with only a 3% down.
- VA Loans – If you are a veteran, you may buy a home with no money down.
Important Resources for Home Buyers:
- Federal Housing Administration (FHA)
- Veteran’s Administration (VA) Mortgage
Read Also: VA Mortgage Basics
- US Department of Housing and Urban Development HUD
- State of New York Mortgage Agency (SONYA)
- NYS Division of Housing (DHCR)
- Buffalo Urban League 716-854-7625
- The Home ownership Center 716-856-2592
- Neighborhood Housing Services 716-856-2952
- New York State Home Page
- Erie County Home Page
- FIRST TIME HOMEBUYERS PROGRAM – For Erie County Residents 858-8390
- Niagara County Home Page
- The Home Ownership Center of Buffalo (716-856-2952) provides grant money and down payment assistance for: Home Repair programs, Emergency Repair programs, Bank Gift programs, 50/50 Loans, and Weatherization program
Specific Western New York Community Resources:
- Belmont Shelter Corp 312-8075
- Black Rock / Riverside NHS 877-3910 Serving North Buffalo/Black Rock/Riverside
- Broadway/Filmore NHS 852-3130 Serving: Fillmore District
- Buffalo Urban League 854-7625 Serving: Buffalo
- Center City Neighborhood Dev Corp. 282-3738 Serving: Center City and Niagara Falls
- Citizen’s Alliance 895-2234 Serves: Delevan-Grider community
- City of Buffalo Home Page
- Community Action Org. 881-5150 Serving: Erie County
- Community Preservation 853-0266
- Department of Environment & Planning 858-6927 Areas Served: Erie County (except City of Buffalo), Amherst, Cheektowaga, Tonawanda, Hamburg, plus villages within the towns
- Ellicott District Community Development 856-3262 Serving: Ellicott District of Buffalo
- Fillmore/Leroy Area Residents (FLARE) 838-6740 Serves: Central Park-Masten District
- Hispanics United of Buffalo (H.U.B.) 856-7110
- Homefront, Inc. 856-2952 Serving: Erie County, Niagara County and Buffalo
- Kensington-Bailey NHS 836-3600 Serving: North-East Buffalo
- Lackawanna Community Development 823-5124 Serving: Lackawanna
- Lovejoy District Neighborhood Revitalization Services 896-5010 Serves: Buffalo-Lovejoy District
- Native American Community Services of Erie & Niagara Counties 874-4460
- NHS of South Buffalo 823-3630 Serves: South Buffalo
- Niagara Falls NHS 285-7778
- North Buffalo Community Development 874-6133
- North Tonawanda Community Development 695-8580 Ext 515
- Old First Ward Community Center 856-8613 Serving: South Buffalo/Old First Ward
- Tonawanda Community Development Agency 695-8645
- Town of Amherst 631-7082
- Town of Hamburg 648-6216
- Town of Cheektowaga 961-6606
- Town of Tonawanda 871-8850
- Town of Lackawanna 823-5134
- City of Lockport 439-6687
- West Side Neighborhood Housing Services 885-2344 Serving: West Side of Buffalo
Thinking of selling your Erie County home? Interested in finding out the current market value of your single family home, condo or investment property? Then call www.BestBuffaloHomes.com at (716) 650-0051 to discuss what is happening in today’s Western New York Real Estate Market. We would be happy to give you a personalized Comparative Market Analysis for your home or assist you to purchase a home. View additional WNY Market Area Statistics here.
What about one of these homes?
All Statistics are gathered from the Buffalo Niagara Association of REALTORS®. Properties found on this Web site may be listed with a brokerage other than the owner of this site and are displayed here via the Internet Data Exchange (IDX) system of this broker’s MLS. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing nor displaying broker shall be responsible for any typographical errors, misinformation, misprints, and shall be held totally harmless. © 2014 Western New York Real Estate Information Services (WNYREIS), LLC. All rights reserved.